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Financial Information

Financial Information

We believe every patient should afford straight teeth

2 min read

The cost of your orthodontic treatment will vary, depending on your individual needs and treatment plan. Our staff will discuss the cost of your treatment and each available payment plan option with you, so you can make the best choice for you and your smile. We will work with you to create a payment plan that fits your budget and you will know what to expect before beginning treatment. Please know that our office payment plans are all interest-free.

Affordable Payment Plans

Your smile is yours forever, and we want to make it as easy as possible for you to receive the best orthodontic care whenever you need it.

** Our practice accepts most major credit cards and insurance plans. **

If you have insurance that covers any portion of your orthodontic treatment, our office staff is always available to help you with insurance claims and paperwork.

Please let us know if you have any questions about your insurance coverage, or ideas about how we can make your entire orthodontic experience a pleasant one.

Orthodontic Insurance 101

Orthodontic Insurance 101

Orthodontic insurance has continued to become more prevalent in helping to pay for orthodontic treatment. The benefits generally range from $1,000 to upwards of $4,000 with some of the higher benefits associated with union memberships.

The benefits paid from insurance companies are frequently paid out at 50% of the fee. For example, if the fee charged is $500, insurance will pay one-half or $250 up to the benefit maximum.

If the treatment is using full braces over multiple months, then the benefits will be paid out over the estimated number of months with 20% or 25% of the benefit paid out at the initial appliance placement appointment. For example, if the case fee is $5,000 and is estimated to take 20 months and the orthodontic benefit is $2000, then $400 will be paid at the placement of the braces and the remaining insurance benefit will be paid monthly at $80 per month for 20 months.

Please keep in mind that deductibles may apply.

Another insurance situation that can become murky is when multiple insurances are utilized. In many cases, the total benefits between the insurance companies will be reduced, and you, as the beneficiaries, may need to deal directly with the companies after we submit your claims on your behalf.

In-Network versus Out-of-Network Benefits

In-Network versus Out-of-Network Benefits

Our office gets calls from new patients that frequently ask if our office is in-network for their insurance company. When they look at the benefits, they feel that it is advantageous to look for in-network offices. However, it is important to look at the bigger picture as frequently there are other variables that may be involved that could make an out-of-network the better choice.

First, compare case fees and look for additional fees associated with retention, records, and any auxiliary devices or appliances. Then reduce each fee by the appropriate benefit to determine the actual cost of the treatment.

Our office is not in-network with every insurance company, but when comparing the fees of large multi-assistant orthodontic offices with high staff overhead to ours, the financial bottom line is frequently in our office’s favor. And that doesn’t include the significant advantages in technology and personal care our office provides.

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